Wife responsible for my debt?
Is my wife responsible for my medical debt?
Reply from DebtCollectionAnswers.com:
Your wife may be responsible for your medical debt in any of these circumstances:
1. You live in a community property state: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, or Wisconsin. In those states, debt incurred after a marriage are typically considered to be community property and both spouses are responsible for them.
2. Your wife signed an agreement with your medical providers agreeing to be the responsible party for your bills. This can also happen if you use insurance that is in her name, though there may be some limitations in terms of holding you personally responsible for the remaining bills.
3. You live in a state with laws that hold spouse's responsible for each other's necessary medical debts. Unfortunately, we don't have a list of those states.
If you are dealing with medical debts you can't pay and aren't sure how to handle them, it may make sense to talk with a bankruptcy attorney to find out what your options may be.
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