What is the debt collection law?

by Tiffany
(North Carolina)

Is it legal for a debt collector to contact you at your place of business or for them to contact your employer? Also, who has the legal ability to garnish wages?

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May 09, 2009
Collectors calling at work
by: Gerri

Yes, a debt collector can call you at work, but once you tell them your employer doesn't allow those calls, they cannot contact you at work again. In addition, they are generally not allowed to discuss your debt with your coworkers or employer (or even indicate that they are collecting a debt) unless they are trying to enforce a wage garnishment order.

You'll find a sample letter that you can use to follow up a request for a collector to stop calling you at work in our e-book, Debt Collection Answers.

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