What if they refuse an offer to repay?
I am dealing with a debt collector on a bill that is only 6 months old. It is Franklin Collections out of Mississippi. I am trying to arm myself with information. They called me at work yesterday for the first and last time. I was glad to know that I had the right to tell them they could not do that. When I incurred the debt I had been out of work for 1 1/2 years. I am now working and offered to make monthly installments. They refuse to do this and want it all now. I do not have it all now. It is roughly 500 dollars but I have only been working for 6 weeks. So it is not like I am refusing to pay. I am also glad to know NOT to give them account information. They are pressuring me to do so. And I am taking notes. What do I do if I am offering to pay and they won't accept my offer? I do not see me being able to send the whole amount for a long time. They are threatening to sue and send a summons......they are supposed to call me back Monday night May 17th. I need help and I need it fast!!