what do i do next?
I had a Judgment against me for a mustang i cosigned on with my ex-wife in 1998. she paid on the car for 2 years and got in financial trouble and had to let it go back. She gave the car back with it in good condition and they told her she wouldn't be charged with the difference if she gave it back. Somehow Wells FARGO got in court & somehow managed to get a judgment on me for $15000.00 and I was just the cosigner on the loan. I know for a fact that Capitol One was the original owner of the loan Recently I have been served with a Post Judgment Interrogatory. I took your advise and filed a motion to vacate a default judgment. They gave me another hearing for March 24th and honored my motion to vacate. When i go to this hearing what are some tips I can use to defend my innocence.every payment that was made on the car was made with my ex wife's checks and all inquires made on the car were made to her phone when it was being paid for. No payments have been on the car since she let it go back.
With the economy in the shape its in I cant afford an attorney. How shall I defend this matter: