Was sued for a debt that isn't mine and just found out.
I just checked my credit and a Judgement showed up that I know isn't mine. It was an auto loan for 6,000 dollars and I have never had an auto loan before. I never even received letters or phone calls about this. My father has the same name as me so I'm thinking they confused us. I called the company that the loan was from and they didnt have my social on file in their system anywhere and told me to send a fax disputing it. I plan on doing that but is that really enough to get it off my credit? This is keeping my from purchasing a house. Any advice would be greatly appreciated.