wage ganishment

I lost my job in Nevada and couldn't pay my credit card debt. One of the collectors filed a lawsuit agains me then sent me a letter asking if I wanted to resolve the issue before judgements were entered. I've moved to Virginia and have finally found a job. (After 13 months) I tried to offer monthly payments but they told me it wasn't enough. Can they garnish my wages now that I am going to start work in Virginia?

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Jan 13, 2011
Wage Garnishment
by: Mary

Thanks for sharing your collection story with us.

Yes, I believe the debt collector can have your wages garnished in VA, assuming of course that it got a judgment against you in your former state of residence. It would be a different story if VA was one of the few states that does not permit wage garnishment.

If you want to be 100% sure that my answer is accurate, contact a consumer law attorney who helps consumers resolve their debt collection problems or a consumer bankruptcy attorney in your part of VA. (Your initial appointment should be free.) You might also try calling VA's attorney general's office to see if they can confirm what I am telling you.

Good luck.

Sep 03, 2011
Bank account ganishment
by: Anonymous

I have a credit card issues with citibank and I which was in the amount of $1,600.00.i closed the credit card since 2years. now the filed a lawsuit against me.They have gone in my account and took everything that I had in my account. I need your help to solve this problem.

Reply from DebtCollectionAnswers.com:

While we'd like to help, it may be too late. You really needed to get some advice before they took you to court and got a judgment against you. As we warn in our book, once a creditor has a judgment against you it may have additional ways to collect, including going after your bank accounts or other property you own.

You may want to talk with a consumer law attorney to find out if they acted legally, but the scenario you describe is not an unusual one for someone with a judgement against them.

Related page: Am I judgment proof?

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