Victim Of Fraudulent And Identity Theft

by Magdalena

To whom it may concern, Madam or Sir;

My full name is Magdalena (last name removed), I live in the state of New York and on disability. Upon doing my annual credit report back in March 22, 2011 I came across devastating news after I had applied for an apartment and waited along period of time. I was finally called earlier this year for an apartment offer and sadly was quickly denied due to my poor credit report.

The debt in question is $9,198. I wish there was someone in Atlantic Credit & Finance who be kind, respectful and considerate that would help me with this matter, as i am innocent and a victim of identity theft and wasn't aware of this fraudulent account until my interview for an apartment. This devastating bad news has put a hardship burden on me and has taken a toe on my well-being.

I have NOT applied for any loans nor credits. Someone has stolen my identity and fraudulently signed and opened an account under my personal information.

I have since filed a police report for identity theft and have exhausted trying to contact Atlantic Credit & Finance for the pass four months but windup mailing my affidavit documents with the proven fact.

All I want now is for Atlantic Credit & Finance Inc to see the affidavit documents which I have submitted and promptly remove the debt from my credit report.

Reply from


We want to make sure you understand that we are NOT the collection agency. We are a consumer education website.

Based on the story you've shared, we recommend you talk with a consumer law attorney to find out what your rights are. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Comments for Victim Of Fraudulent And Identity Theft

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Oct 20, 2013
Identity theft
by: Adriana andrade

I believe that I'm a victim of identity theft as for my social security card has been lost for at least 5 years or so and I haven't had the time to get a new one all of a sudden I'm getting a letter stating that I owe such amount for something.

Reply from

We recommend you visit the website for the Identity Theft Resource Center. It has excellent information about how to handle identity theft. Hope it's helpful!

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