they took to much!!!!!!
what happens when you make arrangments to withdraw funds to settle an account, and they settled for a lower amount to settle the dispute and take both amounts which exceeds the original settlement amount.
example: original was $255.00 due to be withdrawn on 01/01/2012
befor that date we make contact and they offered to settle for $155.00 which i agreed.
the $255 was to be canceled, but was withdrawn and withdrawn a day befor the agrred arrangement which caused be to bounce a payment. then they still pulled out $155 wich totaled $410.00.
what happens there and what rights do i have?