Statute of limitations ended
( Reno, NV)
I keep receiving letters from multiple debt collectors for a cc debt that is over 15 years old. The cc co. wrote it off years ago & it harmed my credit score for 7 years already. I have never responded to these inquiries. So, to stop these recurring letters from being sent to me, should I send a cease & desist letter to them ?
Should I mention that I am basically judgment proof as I am living on Social Security payments of $750 a month & have no real property?
Also, within the past 6 months, 3 different collection agencies have written collection letters to me about the exact same account. Is it "open season" for these guys? I appreciate any response.