Statue of Limitations After Moving

How do Statue of limitations work? If the account was opened in one state but I moved from there, which states SOL is in effect??

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Dec 27, 2010
Statute of limitations on debt
by: Mary

The statute of limitations on a debt is the amount of time after you miss your first payment on the debt that you can be sued for the money you owe. You can be contacted about a past due debt for many, many years, but the statute of limitations on a debt determines for how long you are at risk for being sued. That amount of time varies by type of debt and is determined by state law. Therefore the statute of limitations on a certain kind of debt could be longer or shorter depending on the state.

The issue of which state's statute of limitations applies in your situation given that you are now living in a different state from the one where you incurred the debt depends in part on the type of debt that you owe, something that you did not indicate in your question. Therefore, I recommend that you contact a consumer law attorney in your area who helps consumers resolve their debt collection problems to get an answer to your question. Your initial meeting with the attorney should be free.

Dec 27, 2010
release of property
by: stephanie davis

if the statue of limitations has already ran out on a loan how do you get company to release collateral that was used. and please is there a consumer lawyer in Tennessee that you know of?

Dec 28, 2010
consumer law attorney
by: Gerri


You may not be able to get the loan canceled and keep the collateral. You may have to surrender the collateral to the creditor.

You are wise to consult an attorney about this. You can find a consumer law attorney by going to

Jun 24, 2011
Statue of limitations, got credit card in Washington, being sued in California
by: Jay

Hi there.

Along the lines of the first response, I have opened a credit card in WA years back, now living in CA, and getting sued by a junk debt buyer.

In determining the statue of limitations on credit card debt, I know the clock starts ticking from the time of default, but does WA's or CA's SOL time limits apply?


Reply from

How old is the debt? It may be too old either way.

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