I have a school loan that is going on 20 years old. It is not on my credit report but i am getting debt collector calls daily. My question is how can i find out if there is a judgment and where it is? If I talk with the collectors will that enable them to start the date of the debt at that time and resubmit it to my credit report?
Also is there a time limit that the debt will go away? Where do i find the public record that would have this judgment?