So sorry about your situation. No wonder you are worried!
It's unlikely that your car can be taken by your creditors because in every state there is a law that defines the property that is exempt or protected from the actions of a creditor and typically a vehicle is among the protected assets. However, to be 100% sure, please contact a consumer law attorney in your area to find out if your car is totally exempt or call your state attorney general's office and ask. I do not know what state you live in and so I cannot tell you exactly what property exemptions apply to you.
You should also know that before your unsecured creditors (like credit card companies) can take assets from you to collect on past due debts that you owe, they must sue you and win judgments against you. If you are sued, it's very important that you get legal help. Again, you can meet with a consumer law attorney in your area who helps people resolve their debt collection problems. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.
Learn how debt collection laws can help you! This website does not provide legal advice. All information is for educational purposes only. Copyright 2007 - 2020 by Mary Reed and Gerri Detweiler. All rights reserved. DebtCollectionAnswers.com does not sell your personal information. Read our Privacy Policy here