Received collection letter from law office regarding wells fargo bank account
I received a letter yesterday regarding a bank account in 2008 that was closed due to being overdrawn $759. The law office is advising that I need to respond to this letter to validate that the account was mines...or it will go to a lawyer for lawsuit. The total cost now including interest is $1164. I don't want this to go on my credit as a collection; and I don't want to be taken to court or have my wages garnished. Is there anyway to fight this?
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