Protections For A Business

by Tonja
(Sierra Vista, AZ)

Can a collection agency threaten or use fowl language to collect a debt from a small business owner? I know they can't do that for a personal debt but can they do it to a small business owner? I was told by the collection agency that the protections provided to an individual personal debt does not apply to a business owner. Is that true?

Comments for Protections For A Business

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Oct 29, 2010
debt collection for a business
by: Gerri

It is true that the federal Fair Debt Collection Practices Act does not apply to the collection of business debts. However, that does not mean you are left with no protection at all. There may be state laws that apply here, and some attorneys have successfully used other laws (such as Unfair and Deceptive Practices statutes) to stop unfair debt collection tactics.

I would encourage you to go ahead and talk with a consumer law attorney anyway to find out what your rights are here.

If you think the debt collector has broken the law, you can contact a local consumer law attorney with experience in debt collection cases. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Even if the attorney doesn't think you have a good case, I would urge you to file a complaint with both the Federal Trade Commission ( and your state attorney general. Just try to imagine any other type of business that would use profanity or threats when dealing with clients...!

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