Portfolio Recovery

by Kendra
(Tennessee)

Portfolio Recovery has been calling my husband for about 14-16 years regarding an old credit card account that he paid to the bank, which is out of business.

I has asked them repeated times to stop harassing us. I have sent letters citing the Fair Credit Reporting laws. The number showing up on my phone is 847-678-9710.

As soon as I get a chance, I am filing a formal complaint with the state of Virginia, which is were the calls are originating.

Comments for Portfolio Recovery

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Jul 22, 2010

P:ortfolio Owner Steve Frederkson
by: old and tired

Steven D. Fredrickson. 3208 Stapleford Chase. Virginia Beach, VA 23452 '

Let anyone who would like have this address so they can start mailing him collection letters for the harrassment of trying to collect non existing debts from 10 or more years back. See how he likes getting all that mail .

Apr 12, 2010

Portfolio Recovery
by: Chelsea12

Don't talk. Hang up. Do not talk to them or give them any personal information. That will only make things worse. I've personally gotten wake-up calls for several months now, and direct talk does no good. Even though I have nothing to do with the ancient charge that their trying to collect. By the pattern of the calls, phone number owners and widespread locations: I've figured out that they are using work-at-home people to call you at 8:15 AM or 8:15 PM when you may be most vunarable to their speil. These debts they're trying to collect are way beyond the time period that any state in this Union would allow. They depend upon scare tactics to make you pay something. They are buying up these ancient debts for pennies for each dollar they might have been owed in the distant past with the hopes of collecting a few dollars for their pockets. Period!! In short, hang up.

Mar 18, 2010

Collector and old debt
by: Gerri

Kendra,

It sounds like you have tried to do everything you can to stop this. According to my sources, the statute of limitations for most consumer debts in TN is six years. So it's very likely this debt is outside the Tennessee statute of limitations, as you have probably already figured out.

You can certainly file a complaint with your state attorney general and the Federal Trade Commission (FTC.gov). Those agencies don't generally get involved with individual disputes however. They are usually looking for a pattern of complaints.

You may also want to consider setting up a free consultation with an attorney. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

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