Generally, no, the debt collector's refusal to accept a payment usually doesn't let you off the hook for the debt. Debt collectors sometimes refuse to accept payments if you can't pay the amount they want you to pay; or if they want you to give them access to your bank account, or a debit card number (which we don't recommend).
Can you please give us a little more information about your situation and why they refused payment? You can use the comments link below.
Learn how debt collection laws can help you! This website does not provide legal advice. All information is for educational purposes only. Copyright 2007 - 2019 by Mary Reed and Gerri Detweiler. All rights reserved. Read our Privacy Policy here