by Mo
(Nashville Tennessee)
I am in the state of Tennessee and have been receiving calls from a law firm called hoffman and schwartz who claim they are attempting to collect a debt on a Pay day loan from 2008. The lady who called me calls herself Investigator Atkins. She is very rude and abrasive and is threatening me with legal action. She also has doubled the amount of the loan that I owe claiming that I signed something which allows them to do this. She is also saying that with the amount being doubled it becomes over $500 and that makes it a fraud check felony.(I didnt write a check for over 500 though so how can that be possible) She offered to let me set up payments and I told her I wanted everything in writing before I gave her any money because I have a 10month old son and no job. She then said that she would email it to me but I have yet to get an email from her or anything in the mail. but this morning she called again saying that the paperwork was going out to the courts on Friday if I dont pay
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