Pass Debt

by Kathy H.
(Orrstown, PA USA)

My ex-boyfriend and I had a credit card in both our names. When we broke-up I agreed to pay-off the balance and when it was paid off, he agreed to close the account. He had to be the one to close it because he was the primary cardholder. I assumed this was done; however, I found out some time later, that he had not closed it and charged another $5,000.00 on it. When I called to question the new charges, they told me I could close the account, but he could open it again. I really had no course of action at that point. A couple of years ago he filed bankrupty and now the credit card company has sold the debt and I have been getting calls from collection agencies to repay it. I do not answer the calls because I do not feel the debt is my responsibility. I did not cause one cent of the new debt. Now, it is showing up as a bad debt on my credit report and bringing my credit score down, not to mention, causing rejections from other credit cards. Is there anything that can be done about this debt? I would like to get it removed from my credit report and not pay any of it. Thank you for your time and help with this matter. I look forward to hearing from you. Have a good day. Kathy Hamaker

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