PARAGON WAY

Paragon way keeps calling me at least 5 times a day (including weekends). They are trying to collect on an old credit card debt that is more than the time barred in the state of Texas.

I didn't know about this time barred law, until after i had already told them i would send so much a month if they would just stop calling me.
Is there anyway to get out of this debt? Or, am i still liable since i have made a couple of payments in 2009?

Thank you!
Susan

Comments for PARAGON WAY

Click here to add your own comments

Oct 27, 2009
 time-barred debt
by: Gerri

Unfortunately, when you pay a debt collector you may extend the statute of limitations. I say "may" because it will likely be a matter of state law, and you need to talk with an expert in your state who can advise.

We recommend you talk with a consumer law attorney. Find out how to get FREE or low cost legal advice about debt collection here.

In addition, I hope you are using our debt collection worksheet to keep a record of every call from the collection agency. Five calls in a day every day sounds like it could be excessive and harassing.

Download our free debt collection worksheet here.

Click here to add your own comments

Return to Debt Collection Questions.

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2018 by Mary Reed and Gerri Detweiler.
All rights reserved.
Read our Privacy Policy here