Outstanding Medical Bill, Paying Incrementally
(Orange County, CA, USA)
In early 2011 I received home health care prescribed by my physician. I have Medicare part B as well as a private insurance. The actual medicine was not covered under Medicare, private insurance paid a portion. I am currently paying the health care company $25/mo. I wrote them a letter explaining my financial issues with the first check. I have been paying for 6 months and they have been sending me statements.
Now they are calling and though they have not threatened me with collections, they are stating my private insurance company wants the payment made in full and by not paying it could affect my benefits. This is not the case according to SAMBA. Does my initial letter of explanation with the first check constitute an agreement? They did cash the check and subsequent checks. My balance is $3200 on the bill. Do I need to negotiate an agreement? I read many facilities are fine with monthly payments, however, I feel that this is not the case with this home health care. Am I required to pay it in full? I was told it was covered under Medicare, and the fact that part was not seems to me an extenuating circumstance. Not to ignore the bill, but at least a reason they should accept monthly payments.