Old Tuition Account

by j christo

I received a letter from a CA in September 2010 that was sent to my parents address where I have not lived for 6+ years, for a tuition account from 2002. The amount owed was initially for a supposed bounced check for $321.00 plus fees it is now in the neighborhood of $550.00. This was the first that I have ever heard about this debt.

The debt is for college tuition in Massachusetts and is not a student loan. Again it is a supposed returned check. Neither the College, the collection agency, nor the bank can provide me with a copy of the returned check.

The collection agency claims that there is no SOL on tuition accounts and that it is my responsibility to prove the account was paid. They also claimed that this will not go away and could lead to wage garnishment.

My question is if there is a SOL on a tuition account in MA and if this is worth going through an attorney to try to clear up.

Comments for Old Tuition Account

Click here to add your own comments

Nov 17, 2010
old tuition debt
by: Gerri

I don't know if the collector is giving you accurate information about the statute of limitations on this debt. Unfortunately, I don't know the answer myself. (He may be confusing it with student loan debt which is not covered by the statute of limitations.)

I would encourage you to find out for yourself or you can talk with a consumer law attorney with experience in debt collection cases. Learn how to get low cost or FREE legal help with your debt collection problem here. The attorney should be able to advise you or point you in the right direction.

If the debt collector is giving you incorrect advice, he may have broken the law since the federal Fair Debt Collection Practices Act does now allow issuers to misrepresent the character, amount, or legal status of any debt.

If it does turn out you do owe it and can't pay the full amount, you may be able to negotiate a settlement for less than the full balance. Whether you pay it in full or settle it won't matter either way as far as your credit is concerned.

Click here to add your own comments

Return to Debt Collection Questions.

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2021 by Mary Reed and Gerri Detweiler.
All rights reserved..
Read our Privacy Policy here. Do not sell my information.