Old Account Just Won't Die

by Becky

I have a very old bill that I settled on 15 years ago. My daughter bought a car when she was 17. I signed the loan papers, she stopped making payments, I settled for a certain amount, now every 3 to 5 years I keep getting credit cards in the mail that is attached to this old account. I have all paper work to show this has been settled. How can I get this to stop haunting me and make them stop selling the account?

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Jun 04, 2010
 old debt won't go away
by: Gerri and Mary

Becky,

It sounds to me like you are getting offers for credit cards as a ruse to get you to agree to reaffirm your debt. In the past, creditors who tried this approach has sometimes been forced to change their practices by regulators.

I don't think you would hurt for you to run this by a consumer law attorney to see if it may be illegal. You can either contact a local consumer law attorney with experience in debt collection cases. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

If it's not of interest to the attorney, you could at least complain to the Federal Trade Commission your state Atty. General.

Let me know if you find out something interesting OK?

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