notices for credit card debt in tx

what kind of notice is required in tx for a credit card debt before plaintiff can file suit?

Comments for notices for credit card debt in tx

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Jul 23, 2012
notices for credit card debt in tx

I am not an attorney, but I do not believe that any sort of notice must be filed. You have presumably already received multiple notices from the credit card company asking for payment and telling you of additional actions the company may take to collect the money it is owed if you do not respond to its notices, so the fact that you may now be sued should come as no surprise.

Once the credit card company has filed its lawsuit, it must arrange for you to be formally served with notice of the lawsuit and you will be given an opportunity to formally respond in writing to the company's allegations. If the lawsuit was filed in small claims court, you can represent yourself in the lawsuit; otherwise, hire an attorney right away.

If you do not show up on the day of the hearing in the lawsuit, the judge will award the credit card company a default judgment against you and the company will take steps to collect on the judgment.

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