Need additional explanations on Schedule J.

by JLS
(Los Angeles, CA)

I have begun the process of filing for bankruptcy. Unfortunately, the Schedule J will determine whether I am eligible to file for Chapter 7, or if I must file Chapter 13. I understand that the MEANS test has standard amounts for some of the items on the Schedule J, ex: utilities, etc. My question specifically is, what expenses can I include on the J, that I may not be thinking of? I have several doctor bills every month and intend on including those fees and fees related to prescriptions. I have several animals, and plan on including their health care and feed costs as well. Is there anything that you can help me think of to include? Thanks in advance.

Comments for Need additional explanations on Schedule J.

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Nov 25, 2011
 Need additional explanations on Schedule J
by: Debtcollectionanswers.com

Bankruptcy is a very complex process and so we do not recommend that you try to handle it yourself. There are too many opportunities to make errors that will affect whether or not you lose assets you should be able to hold on it, won't get certain debts discharged, or even end up having your bankruptcy dismissed. Bottom line, handling your own bankruptcy is pennywise and pound foolish regardless of what some legal self help websites and books may tell you.

To learn more about why handling your own bankruptcy is never a good idea go here, https://www.debtcollectionanswers.com/Do-It-Yourself-Bankruptcy.html. Also, you can go here to schedule a free consultation with a bankruptcy attorney.

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