Medical bill processed inadequately by hospital

by Maria

My father is a 70 year old man. Who had a pace maker put in on august 2009 prior to this procedure, he was sering by his cardiologist who had all his information and was the one who authorized the procedure. He than send him to the surgeon. The procedure was done now after a few years they are coming out saying that they never got paid. I spoke to the union representative and she tells me that they are not going to pay this cause the paperwork was processes late. The hospital lawyer already tried to get my fathers savings. We do not know what to do. Please help my father has retired. Since june of last year. They took the union deeds until the last day of work.

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Apr 25, 2017
Unfair Medical Debt
by: Lisa B

To make a long story short, I owe lots of money from my over priced ACA health insurance not paying debts. I have 2-3 situations, resulting in about 20k medical debt.

First question is, specifically what does the state's insurance office do? Second, can unpaid medical debts turn into judgments? I know they will turn into collections but can those be sold and then turn into a judgment? From my understanding it is only after a debt has escalated into a judgment can then money be confiscated from people's bank accounts without consent. So actually there are three questions here.


Reply from

First, some state insurance offices are better than others when it comes to helping constituents. You may or may not get help with the insurance agency from them.

Secondly, a judgment arises when you are sued for a debt and either don't show up in court to defend yourself (a default judgment) or you are sued and the judge agrees you owe the money.

Sorry to hear you're suffering as a result of our crazy insurance system!

Apr 25, 2017
Frustrated for you
by: Lisa B

What was the outcome? Did you speak to an attorney? I was not pleased with the answer and it seems like these large companies are allowed to bully us and take our hard earned money. This should not be acceptable. I have a similar situation and plan on calling my state's insurance office. Not sure what they will do but I also suspect negligence on their part, but ultimately we are responsible in their eyes. I'm so sick of stories like this, so I hope you had a positive outcome.

Jun 16, 2012
Medical bill processed inadequately by hospital

We receive a lot of questions similar to yours, Maria and unfortunately, there is no easy answer.
Have you pursued the appeals process with your father's insurance company? Every company has one and that would be a good first step. Have you spoken with the hospital billing office to find out why it took so long for it to send a bill the insurance company?

I also think you should contact a consumer law attorney in your area who helps people resolve medical debt collection problems. He or she may be able to figure out what is going on and get the insurance company to reconsider its decision. Often, an attorney can accomplish what an "ordinary" person cannot. Your first appointment with the attorney should be free.

If the attorney is not able to help you, your father may want to consider filing for bankruptcy. Bankruptcy would stop any collection actions against him, including a lawsuit over the medical debt and even wipe out the debt entirely. If this is something your father is willing to consider, he should schedule a FREE initial evaluation with a bankruptcy attorney.

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