life insurance

by mark
(Claremont ca. USA)

Can debt collectors go after the beneficiary of the life insurance policy?

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Jun 14, 2017
Pension and life insurance policy my husband passed away I got everything
by: Anonymous

I told all of his debt collector if they think I am going to pay them they will be waiting until Jesus comes back.

So they left me alone after I cursed them out and told I never pay them ain't happening caption never heard from a debt collector again.

Oct 13, 2012
life insurance


I assume you are asking whether debt collectors can try to collect the debts of a deceased person by going after the beneficiary of the deceased's life insurance policy. The answer is no, with two exceptions.

The relatives of a deceased person are not legally obligated to pay the debt of a deceased person unless the they owed the debt jointly with that person or they co-signed for the debt. However in some cases spouses or adult children may be reponsible for medical debt or other necessary debt of their parents.

(This rule also applies to the friends of a deceased person.)

Even so, debt collectors as well as creditors often put pressure on a deceased person's relatives to pay his/her outstanding debts. Here is some additional information on the subject, deceased person’s debt FAQ.

If a debt collector contacts you to demand that you pay the debts of the person who named you the beneficiary of his/her life insurance we recommend you talk with a consumer law attorney.

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