Once the money has been deposited in your bank account, it's subject to being garnished, assuming the creditor with the judgment gets permission from the court to do so.
The only way to stop the garnishment is to file for bankruptcy; but taking that step only makes sense if you owe a lot of money and have no way of repaying it or if it will take you years to get out of debt. If you want to explore that option, I recommend that you schedule a free initial evaluation with a bankruptcy attorney. The attorney will review your finances to determine if bankruptcy is or isn't a good option for you. To learn about bankruptcy, go here how to file for bankruptcy. A word of caution however! Do not try to handle your own bankruptcy. It's a very complicated process and to realize its benefits you really need to work with an attorney.
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