Just bought a house in FL- AMEX is harrassing me
(Palm Beach Gard, FL, USA)
Can AMEX threaten to collect/ file a lien on my property if they have a credit card debt that is 12 years old in FL? And they can "rant and rave" all they want- REAL question is- CAN they collect?
Worst case- they somehow managed to get a judgment against me at some point in the past (but there are NONE on my credit report) and then it falls within the 10 or 20 year period allowed by the state of FL?
Should I talk with these people? Thus far, I haven't spoken to them- but the callers are now leaving a message like "I need your input before we escalate this matter". I thought 5 years was the limit to collect on credit card debts in FL (according to fair debt collection practice laws). PLEASE ADVISE me....