Judgments for Old Credit Card Debt
(Boiling Springs, SC, US)
Can you be sued after statute of limitations is up in SC for credit card debt?
Reply from DebtCollectionAnswers.com:
We aren't aware that attempting to collect an out-of-statute debt is in itself a violation of South Carolina's Consumer Protection Code, but that doesn't mean it is illegal. It's possible it could be considered an unfair or deceptive act or practice, for example. And if the debt is indeed time-barred you can raise the SOL as a defense against the lawsuit.
We would encourage you to at least talk with a consumer law attorney to find out the best way to proceed in order to avoid a judgment, if possible.
Find out how to get free or low-cost help with your debt collection problems here.
(Please keep in mind we're not attorneys and cannot offer legal advice.)
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