judgment and collection

by ed
(new jersey)

I had a credit card that was past due. My wife was down on it as an authorized user. A law firm secured a judgment against her. We have a joint account (checking) This same law firm once had a judgment against me and froze my bank account, they had to return the money since all i get in income is SS and a state pension. My question is this, my wife also gets social security, but does not deposit her check I still deposit my SS and pension. we still have a joint account, can they now freeze our account to collect on the judgment against her? We live in N.J. We are homeowners with a mortgage.


Comments for judgment and collection

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Apr 27, 2010
lawsuit and judgement
by: Gerri

Ed - How did the law firm get a judgment against your wife if she was only an authorized user on your credit card account? Did she go to court to protest this?

Apr 28, 2010
ed. n.j.
by: Anonymous

No we did not protest, I did not think they could do that.

Apr 30, 2010
judgment against your wife
by: Gerri

Ed - if your wife was only an authorized user on this account I don't see how the collector could get a judgment against her, except for the fact that you didn't show up in court and they may have just been granted a default judgment automatically.

Still, it sounds like it may be not be legal. I would strongly encourage you to consult with a consumer law attorney right away. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Please let us know what they have to say.

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