Yes, a judgment creditor can enforce a judgment in Texas by going after the money in your bank account. The creditor could also put a lien on any assets you may own that are considered non-exempt assets in Texas, which would mean that you would not be able to sell those assets or transfer them without paying the amount of the judgment first. However, in Texas creditors are generally prohibited from garnishing wages to collect on a judgment. However, this assumes that you incurred the debt you were sued for in Texas and not in another state. If you incurred the debt in another state, then the law of that other state would apply and it's possible that your wages would be garnished.
You may want to set up a free consultation with a bankruptcy attorney who can help you find out whether your bank account is safe and help you understand your options for dealing with this debt. Good luck!
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