I've made payments
(Oakland CA )
I was informed of this debt a few years back. For a while I did nothing about it. About a year ago I made a few payments but then they told me my account was being transferred and to call back. This went on for a month or so and I again forgot about it.
I should mention, at the time I was making payments the collector said that my original debtor would allow a 60% pay off amount if I pay in full but never said they were a collection agency it sounded as though they were a agent for the college.
When I asked to have a statement because the amounts didn't seem right , the rep. now tells me there is no written paper they can give me only verbal information over the phone and asked how come I didn't keep my paperwork from the original loan? I won't pay until I get a statement but does the 30 day apply since I've made payments and have had previous conversations with them?
Reply from DebtCollectionAnswers.com:
Is this a student loan? If so, is it a federal or private student loan?