How will judgment affect my ability to get a job?

Hi there i am being taken to court over an unpaid credit card bill of $11000 I am currently in nursing school and they have told me having a judgement against my name will prevent me from getting a job as a nurse once qualified. In the last few years with the economy taking a turn for the worst my credit score has gone down and down, i have no way of paying this. Is what they are saying regarding my nursing job right? Any advice eould be so helpful!!!


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Apr 14, 2011
How will judgment affect my ability to get a job?

I cannot comment specifically about how having a judgment against you will affect your ability to get a job as a nurse. However, I can tell you that many employers who are hiring and who check out a consumer's credit history or credit score as part of the screening process will eliminate applicants with low scores or negative information in their credit histories. So, a court judgment against you could definitely harm your ability to find a job.

I strongly recommend that you talk to a consumer law attorney who has experience helping consumers resolve problems with debt collectors for advice about how to handle the lawsuit against you. The attorney may be able to use something the collector did or did not do to help you win the lawsuit or may be able to convince the judge to throw out the lawsuit for some reason.

Another option is to consult with a bankruptcy attorney. The attorney will review your financial situation and help you determine if you are a good candidate for bankruptcy. Filing for bankruptcy will stop the lawsuit and may also wipe out some of your credit card debt. Although the fact that you filed for bankruptcy will be in your credit reports, they are already damaged by your past due debt. Click here for a free consultation with a bankruptcy attorney.

I strongly urge you to set up an appointment with either a consumer law attorney or a bankruptcy attorney immediately.

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