Hospital Debt Turned Over to Collections

by KC

I had surgery in Nov. 2008 and have been making payments since. We paid what we could afford from $300 to $50, it has now been placed with a collecting agency and they had way too much of my information like how many credit cards we have and even my balances that are owed! How is that legal? And is it common practice to turn a debt over even though the debt is being paid on or if it is legal?

Comments for Hospital Debt Turned Over to Collections

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Apr 07, 2010
hospital debt collection
by: Gerri

Thanks for submitting your debt collection question on our Q&A page.

Unfortunately, it is not uncommon for a debt to be turned over to a collection agency if the payments you are making are considered to be too small by the creditor, or in this case the hospital.

Once a debt is turned over to collections, it is perfectly legal under the federal Fair Credit Reporting Act for the collection agency to review your credit reports.

At this point, you have to try to figure out what you can do about resolving this debt. I would encourage you to at least read the first chapter of Debt Collection Answers online for free.

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