My husband was out of state and since he is the only one in the family who doesn't have health insurance he found it necessary to go to the ER. I submitted information to hospital to try to get help with the bill but apparently not all of it arrived in time and so the bill went into collections. I was not with him so I did not sign my name on any documents. We are a family of eight and currently struggling economically. I have an excellent credit score myself individually and am very concerned about keeping my score so that when we do get into a better situation we would be able to buy another home. I live in Oregon. My question is: Why is my name now on this bill? Is this legal? Is there a way to remove my name from this debt?