Four year old medical bill still hasn't gone to collections-- now what?
I have a chronic illness and have always had insurance, they just haven't always chosen to pay for my care. So I had a procedure done that they ultimately didn't pay for-- $6000. Of course I was in grad school and unemployed at the time too. It was done at my doctor's office. I hadn't been back until this year, the procedure was in 2006. I live in Arkansas and I'm aware that if the doctor's office had sent it to collections, my statute of limitations would already be up. But does this apply if they are hanging onto it? What if they send it in tomorrow?
Is SOL strictly from date of service in Arkansas or from last date of contact and/or payment? What I'm worried about now is since I went back and paid my copay for the current day, did the girl apply it to that day or a previous balance. Help! Frankly, I refuse to pay on something that old, when I had insurance. That is one reason why the law is in place. So payment plan is not an option.