Ex Daughter-Inlaw Telling Collectors to Call My Son About Unpaid Debts.

by Sandra
(Springfield, MA)

Recently, we have begun receiving calls from bill collectors for old debt. They separated 8/9/09 & divorced in May 2010. She handled all the money & bills while they were married. She defaulted on two so far. One was a gas bill for $192.00 from 2004. The other was a verizon tel bill for $348.00 from June 2009. This bill is in his name but spelled differently. She would do this to get out of paying bills. While they were married my son turned over his pay check every week, but she was never current on her bills. She also has a tel bill for $300.00 in her oldest daughter's name.

What can we do to legally stop her from sicking these collection agencies on him. It was a very nasty divorce & she is still harassing him with restraining orders on bogus charges. She will never stop, it is affecting myself & my husbands health, not to mention the money she has cost me for lawyers & etc.

I will really appreciate an answer as we have to find a way to stop her.

Thank you

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Jul 04, 2011
Ex Daughter-Inlaw Telling Collectors to Call My Son About Unpaid Debts.
by: Debtcollectionanswers.com

Sadly, divorce does not always end to discord between people, especially when it comes to money matters.

When your son and his former wife got divorced, they should have decided what to do about any debts they owed and those decisions should have been spelled out in their divorce agreement. So, your son should review the terms of that agreement to determine who is responsible for paying which debts. If he has any questions, he should contact his divorce attorney.

If his ex-spouse agreed to pay the debts in question, then he should ask his attorney to send her a letter stating that fact. However, it's important for him to know that if the debts his former wife is not paying are in his name alone or in both of their names, he is legally obligated to pay them despite what his divorce agreement may say. In other words, if his former wife agreed to pay the debts and does not, then the creditors have a legal right to go after him for the money. It does not matter who managed their finances and paid the bills during your son's marriage. In the end, what matters is who incurred the debts -- his ex by herself, your son by himself, or the two of them together.

If your son and his ex did not hire a divorce attorney to help them work out the terms of their divorce, then I would advise your son to schedule an appointment with a consumer law attorney in your area who could help him figure out which debts he is or is not legally responsible for. His first appointment should be free. When he goes to the appointment, your son should bring his divorce agreement with him.

Aug 16, 2011
re creditors
by: Anonymous

if 2 people get a divorce and 1 files bankruptcy will the creditors go after the other spouse that didn't file for bankruptcy?

Reply from DebtCollectionAnswers.com:
If the other person is responsible for the debt (cosigner or spouse in a community property state, for example), then yes, the creditor can - and often will - go after the spouse who didn't file for bankruptcy for payment.

It may be a a good idea for you to consult your own bankruptcy attorney to learn your options.

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