My bank accounts are frozen, when I called the bank to find out why, they gave me the number to a court officer, who told me that I had a judgment out against me from 2002. I do recall all of this happening, my problem is I thought I resolved this in 2005 with a collection agency. I have the paper work from them and a letter of satisfaction, and it's from the same original collector, OSI funding- First USA bank. When I told the lawyer it was paid, they said it must be 2 separate accounts because they had it since 2002, I don't know what to do! I tried calling OSI and they don't have my SS# or name anywhere in their system and refuses to give me First USA Bank's phone number, I wanted to call them to find out how many accounts I have, because I think that is the only way to prove I have already paid this debt. Any suggestions?
I paid $900 to the collection agency, I don't think I should have to pay more to the lawyer, Of course the lawyers office doesn't want to hear it and just keeps telling me that they don't know what to tell me. I'm hitting a brick wall, can you help me? Oh yeah, even the court said that I couldn't really do anything because the judgment came from the lawyer so even with documents that I paid the collection agency doesn't help me. This all happened in NJ.