Do I Have to Pay a Ten Year Old Phone Bill

by Shane

I live in Florida and have just been contacted 8/20/2011 about a verizon house phone bill from 2001 -2003that has not been paid and have been instructed by ER solutions (debt collector) that I owe verizon $240. This is 8 to 10 years old. Do I legally have to pay this or has a certain time frame passed that allows me to not pay it without repercussions?

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Sep 12, 2011
Do I Have to Pay a Ten Year Old Phone Bill

I am not an attorney, but my sources show that the statute of limitations on a phone bill in Florida is either 4 years or 5 years depending on whether or not you signed a written contract with the service provider. In either case, based on the information you provided, the statute of limitations on your debt has expired, which means that you cannot be sued for the money you owe Verizon. However, it does not mean that you no longer owe the money -- you do -- nor does it mean that Verizon is not entitled to try to collect that debt from you -- it can.

You should also be aware that if you admit that you owe the debt or if you offer to pay anything on the debt, you start the statute of limitations ticking again. Therefore, if you want to pay the debt, I recommend that you pay it in a lump sum. Also, if you can't afford to pay the debt or if you simply don't want to be contacted by the debt collector again, you are legally entitled to tell the collector that you do not want to be contacted again. It's best to put your request in writing and to send it certified mail with a return receipt requested. Go here to read our advice on using a cease and desist letter to stop a debt collector.

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