Disputing medical bills

by Sunya
(Drew, MS)

I recently heard that medical bills can be removed by disputing them numerous times after the collection agency has purchased them from the original creditor. Can this be done and is it true that charged off medical accounts can not be collected on once they have been charged off?

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Apr 26, 2012
Disputing medical bills
by: Debtcollectionanswers.com

I am not clear about the first part of your question. When you refer to getting medical bills removed are you wanting to get the information removed from your credit histories? Generally, the only way you can do that is if you dispute the information and the creditor or collector agrees that the information is incorrect. If it is correct, the information is going to stay there although it cannot be reported after 7 years.

As for charged off medical accounts, once a creditor charges off an account it often turns it over to a collection agency or sells the debt to an agency that is in the business of purchasing past due debt. Then the collection agency tries to collect the money and to do that it may even sue the consumer who owes the money, assuming the debt is not too old. In other words, debt that has been charged off can still be collected. Also, the fact that a debt has been charged off will show up in the consumer's credit history and be very damaging.

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