defective Mortgage and payments after death
(Milpitas, CA, USA)
My husband and I purchased a residence property which is registered since 1978 at the county recorders office as community property (in California). In 2006, my husband refinanced it and took the mortgage in his personal name from a reputable bank. About 2 months ago, he had a heart attack and suddenly passed away. AM I responsible for the mortgage payments when I was not the co-signor? and has the bank right to foreclose when I had not consented to the refinancing and I was the existing co-owner when the refinancing mortgage was advanced without my consent?