Deceased husbands 5 yr old debt
Sept 24, 2010
My husband passed away Mar 12, 2005. We had been separated for over 4 years. After I moved out, he had refinanced our home. My name was not on these papers. After his death,the bank did accept an offer on the house and sold it so that is taken care of.
He had also taken out a personal loan with the same banking company, Wells Fargo. I started receiving phone calls from a debt company,I think it was 2008,demanding the money. I sent his death certificate to the bank and to the debt company. They must have make of copy of it and did send it back to me.
That was in 2008 and I didn't hear back from them. Now I'm getting phone calls, three in one day. I was very irate with the guy, who was not very nice but using acceptable words, but I didn't use very nice words. He said I was responsible for the debt since I was his spouse or widow even though my name was not on the loan.
Like I said, this debt was made sometime after I moved out. My name was not on the house refinance or this other loan he took out.
How should I handle this debt company without incurring attorney fees?