debt judgements

by sherri

I understand that if a collector gets a judgment against someone that pension and social security disability can not be touched. I am on a early retirement program that was offered through general motors when our plant closed down. I get my partial pension because I only had 23 years in plus a supplement from gm. It comes all together first of the month in a pension check. Can the collectors take any of that money through a garnishment?

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May 25, 2010
pensions, retirement accounts and garnishment
by: Gerri


For your scenario, I would strongly encourage you to meet with a local attorney who can review the specifics of your situation and advise you whether your retirement funds are safe. This is a very important question, and could mean thousands of dollars to you, depending on the answer. So it's not something where I would suggest you take a chance with by relying on general advice off the internet. (Even if we do consider ourselves "experts" on debt collection!)

The good news is that you should probably be able to get an answer by setting up
a consultation with a bankruptcy attorney in your area.

I hope this helps, and wish you the best and try to get back on your feet.

PS: We would love to hear how this turns out. Feel free to share what you learned from the attorney using the comments link below. I think your experience can be helpful for others dealing with a similar type of situation.

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