Debt Collectors and Credit Report

How often can a debt collector check my credit report?

Comments for Debt Collectors and Credit Report

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Sep 15, 2011
Debt Collectors and Credit Report

I am not an attorney, but I am unaware of any law that limits how often a debt collector can check your credit report. My understanding is that the collector can review the information in your credit report as often as it feels is necessary in order to gather any information that might be useful in its efforts to collect your debt.

Sep 15, 2011
Credit Report
by: Anonymous

Unless you live in Vermont - where the law prohibits anyone from accessing your credit report without your written consent - there's nothing to you can do to stop them. Having said that, I know of one particular collection agency that would access certain debtors' credit reports on a regular basis for the sole purpose of lowering their credit score. If that is the case, I'm sure that you can make a good case for it and sue their pants.

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