Debt collector letter for someone else

I received a letter asking me to contact them. If I am the named person and if not to phone them so they can put their records straight.

The problem is the name is not mine, but is very
similar, I don't want to contact them as I don't
wish to give my name. What should I do?

Reply from DebtCollectionAnswers.com:

Why don't you send them a certified letter explaining that they have the wrong person and asking them not to contact you again? They already have a name and address since they wrote to you. You might as well get them to correct their records.

You should also check your credit reports as your information may be mixed up with this other person with a similar name.

Comments for Debt collector letter for someone else

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May 09, 2015
 phone cals
by: DebtCollectionAnswers.com

We know how frustrating that can be! Can you get the name and address of the collection agency? You may want to file a complaint with the CFPB about them and if the calls continue to persist, contact a consumer law attorney who may be able to help you for free. Read: How to get debt collection legal help for FREE or at little cost.
May 01, 2015
 debt for Bill
by: puppies

Every day all day morning noon and night get embarrassing calls from tag credit not my Bill. Don't know him. Told them already over 4 times they said it would stop happened 20 minutes after! Leave me alone!

Reply from DebtCollectionAnswers.com:

We're not sure if the caller you are talking about is a lender or a debt collector. If the latter, you can talk with a consumer law attorney. They can likely help you (for free) make the calls stop and you may be entitled to damages for our troubles. Call 844-244-6600- (toll-free) now for a free consultation. There is no charge to you.

If this is the lender calling, they aren't subject to the FDCPA but you can file a complaint with the Consumer Financial Protection Bureau and your state attorney general's office.

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