Debt Collection vs Harassment
My mortgage is with CitiMortgage, I never pay my mortgage on the first I utilized the grace period and have it paid by the 15th of every month. CitiMortgage will start calling me every month on the 4th to collect the mortgage payment and I tell them every month I will have it to them by the 15th. Once I've had a conversation with them for that day, is it legal for them to call back multiple more times that same day attempting to collect? I understand they will continue to call daily but once they've spoken to me on any given day can they continue to call that same day for the same reason? Isn't that considered harassment?