A national debt collection scam has phony debt collectors harassing consumers, and threatening them over debts they don’t even owe, warns the Better Business Bureau. The BBB issued a national alert in early August 2009, after receiving numerous complaints from consumers across the country about phony debt collectors who tell consumers that they have defaulted on a payday loan and face immediate arrest if they don’t pay the debt.
The collectors often claim to be attorneys and have an unusual amount of personal information about their potential victims, leading the BBB to believe a data breach may be the source of their information.
The fake debt collectors tell their targeted victims that they owe money for a payday loan, and that if they don’t pay the debt right away they will be arrested immediately. The scammers often have heavy foreign accents and detailed information about their potential victims, including their Social Security numbers, old bank account numbers, or driver’s license numbers, as well as their home addresses, employer information and even the names of personal friends and professional references. This information makes the scam far more frightening than the usual phishing scam.
According to complaints, phone numbers that the scammers are calling from include: 949-468-5107, 415-200-0274, 415-200-0274, 213-784-5745, 408-715-1614 and many. many others.
The BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
Our advice (as the authors of Debt Collection Answers) is that you also download our free debt collection worksheet and keep good notes of any conversation you may have with one of these so-called debt collectors. Also, consider placing a fraud alert or credit freeze on your credit files, and file a complaint with your state attorney general’s office as well as the FTC.
Do not be intimidated by these debt collection scam! Their threats are bogus.