Debt Collection For Paid Off Debt

by Valerie
(florida)

We had 1 and i mean just 1 credit card and it was paid off in 2005 when our home was refinanced and these clowns keep sending this letter stating my husband owes $481.00 the exact amount refinaced company payed off...still have papers we faxed to them highlighted and all where it showed check was sent to credit card company...These company needs something down these people are just trying to suck the life out of hard working people everywhere.

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Apr 19, 2011
 disputing debt
by: DebtCollectionAnswers.com

Valerie,

If you haven't done so already, send the debt collector a cease contact letter explaining that you paid the debt and instructing it not to contact you again. (You can read our information about using a cease and desist letter to stop a debt collector.)

Once the debt collector receives your letter, it must not contact you again. If it does, contact a consumer law attorney. You may be entitled to damages, and the debt collection agency could be required to pay your attorney's fees.

We would strongly recommend you talk with a consumer law attorney with experience in debt collection cases. Find out how to get a FREE consultation with a consumer law attorney here.

Let us know how this turns out!

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