Debt Collection Calls For Debt I Don't Owe

by Dennis
(Massachusetts)

A debt collector from ERS called my cell phone because I have the same last name as someone he's trying to pursue. I told him he had the wrong number and I didn't know the person and to not call again. He continues to harass me with calls and voice mails. He even called my condo association office trying to "verify" my information. He calls at least 7 times a day. This started on Tues. November 23 and he has called every day since except Thanksgiving.

I live in Massachusetts. I know he's violating several Federal and state debt collection laws but how do I get him to stop? I assume he'll get tired of leaving VM's but what if he continues?

Thanks for you assistance.

Comments for Debt Collection Calls For Debt I Don't Owe

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Dec 06, 2010
 debt collection calls won't stop
by: Gerri

Dennis,

You've tried to handle this correctly, but since the debt collector won't stop, it's probably time to talk with an attorney. If the debt collector has broken the law, you could be entitled to damages under the FDCPA. In addition, the collector would be required to pay your attorney fees. That's why some consumer law attorneys take these cases on a contingent fee basis - you don't have to pay them anything upfront.

We would strongly recommend you talk with a consumer law attorney with experience in debt collection cases. Find out how to get a FREE consultation with a consumer law attorney here. There is no upfront fee for this service so it really doesn't hurt to ask.

If you decide not to to that route, at least send a certified letter to your state attorney general and the FTC. While they don't get involved in resolving individual disputes, they do go after companies when there is a pattern of complaints.

Good luck and let us know how it turns out!

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