Debt Collection Blog
Our debt collection blog keeps you updated with new information about dealing with debt collectors, including updates to our free e-book Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights.
We also feature answers to debt collection questions from readers here.
Mar 02, 2022
Free Legal Advice Debt Collection
Do you need free legal advice debt collection harassment or other problems? Consumer advocates explain how to get the help you need affordably.
Sep 06, 2021
How to Use a Goodwill Letter to Get Late Payments Off Credit Reports
Learn how Garit got an accurate late payment off his credit reports and raised his credit scores 50 points! It may not work for everyone but this do-it-yourself credit repair method can be worth a try. Here's how he did it:
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Jun 21, 2021
New medical debt collection laws
New medical debt collection laws in Nevada and New Mexico may provide some help to consumers when dealing with our complicated and convoluted medical billing and insurance system. They don't do anything to help bring down the price of medical care but in the case of New Mexico's law in particular, may help to bring some transparency.
Mar 10, 2021
How much can credit builder loans improve your credit score?
If you are trying to rebuild your credit scores after collection accounts, you may want to consider a credit builder account.
A recent study by Credit Strong showed some impressive results:
1. In our examination of 50,000 Credit Strong® credit builder accounts, we found that the average account holder increased their FICO® Score 8 by more than 25 points within three months of opening a Credit Strong credit builder account. After nine months the average credit score improvement increased to almost 40 points.
2. Credit Strong account holders that made all their payments on time for 12 months almost doubled that improvement, increasing their credit scores nearly 70 points on average.
3. Credit Strong account holders with NO credit score when they opened their account earned an average score in the 630-650 range after 12 months (for those who made every loan payment on time).
Learn more here:
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Mar 01, 2021
The Top Reasons You Can’t Get Your Finances in Order — And How To Fix Them
Here are some top reasons why you can't get your finances organized and what to do about it.
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Dec 04, 2020
Can Credit Repair Remove Collection Accounts from Credit Reports?
Do you have collection accounts on your credit reports? Can credit repair remove collections? Find out here.
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Dec 04, 2020
Do Not Pay Debt Collectors Until You Read This!
5 things you must do when dealing with debt collectors. Do not pay debt collectors until you take these steps!
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Dec 02, 2020
Bad Debt Collectors
Eight ways bad debt collectors try to get you to pay. Learn how to fight back when debt collection agencies cross the line.
Nov 01, 2020
Sending Someone to Collections Without Notice
Is sending someone to collections without notice even legal? Find out what to do if this happens to you
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Oct 26, 2020
Can They Place a Lien On My House for Credit Card Debt?
When can a credit card company place a lien on your house for credit card debts or other bills? Learn about your rights here.
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Oct 20, 2020
Tik Tok Mom's Medical Debt Advice
An Arm and a Leg podcast is a must-listen. It's entertaining and informative. A recent episode focused on the Tik Tok Mom who gives advice about dealing with medical debt collectors. And DebtCollectionAnswers.com got a shout out! Take a listen. (Keep in mind you can learn more about your rights dealing with debt collectors here at DebtCollectionAnswers.com.)
Oct 12, 2020
Medical Bills Sent to Collections While Making Payments
Can medical bills be sent to collections while making payments? Learn what to do now!
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Sep 30, 2020
FTC Takes Action Against Collection Agencies
The FTC is cracking down on what it calls the "worst debt collection tactics" in Operation Corrupt Collector.
It has announced two new settlements and actions against:
National Landmark Logistics, LLC. Filed in federal court in South Carolina, the complaint alleges that National Landmark Logistics, four related companies, and three individuals took in more than $12 million through illegal debt collection practices – including pressuring consumers to pay debts they didn’t actually owe or that the defendants had no right to collect.
Absolute Financial Services, LLC. The FTC complaint charges that Absolute Financial Services, which operates in the Charlotte, North, Carolina area, collected more than $5.2 million from consumers, using National Landmark Logistics to place deceptive robocalls on their behalf.
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Sep 22, 2020
WAGE ATT 1
Does your paycheck list WAGE ATT 1 with money being taken out? Learn what you can do about wage garnishment here.
Sep 10, 2020
Can I get my wages garnished without notice?
Can your wages be garnished without notice from your employer? And how do you stop wage garnishment? Find out what to do.
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Jun 10, 2020
What Debts Are Forgiven At Death
Find out whether credit cards and other debts forgiven after death. Don't let creditors pressure you to pay loved one's bills you don't owe!
May 04, 2020
If A Company Goes Out of Business Do I Owe Debt to Collection Agency?
When a company goes out of business you may still be paying on a debt you owe. Find out whether you must still pay the creditor or collection agency.
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Jan 20, 2020
Choose the right business credit card
If you are a small business owner, you'll want to make sure you use the right credit cards in your business. There are a number of advantages to considering small business credit cards as a source of short term funding and to earn rewards. This guide can help you choose the right one for your entrepreneurial endeavors.
Jun 27, 2019
How to Cope With Old Medical Bills
Reporter Beth Pinsker reached out to me after she received a bill for a 4-year old dental bill! It's not the first time I've heard of old medical bills popping up. Here's what I suggested:
Jun 19, 2019
How to Remove Yourself as a Cosigner From a Loan
If you've cosigned a loan for someone you may have discovered the debt affects your credit--even if it's paid on time. And if it's not, you're in trouble. Can you get yourself taken off the loan? Here Susannah Snider from US News explains your options:
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