Debt Collection Blog

Our debt collection blog keeps you updated with new information about dealing with debt collectors, including updates to our free e-book Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights.

We also feature answers to debt collection questions from readers here.

Sep 22, 2020


Does your paycheck list WAGE ATT 1 with money being taken out? Learn what you can do about wage garnishment here.

Continue reading "WAGE ATT 1"

Sep 12, 2020

Free Legal Advice Debt Collection

Do you need free legal advice debt collection harassment or other problems? Consumer advocates explain how to get the help you need affordably.

Continue reading "Free Legal Advice Debt Collection"

Sep 10, 2020

Can I get my wages garnished without notice?

Can your wages be garnished without notice from your employer? And how do you stop wage garnishment? Find out what to do.

Continue reading "Can I get my wages garnished without notice?"

Jun 10, 2020

What Debts Are Forgiven At Death

Find out whether credit cards and other debts forgiven after death. Don't let creditors pressure you to pay loved one's bills you don't owe!

Continue reading "What Debts Are Forgiven At Death"

May 04, 2020

If A Company Goes Out of Business Do I Owe Debt to Collection Agency?

When a company goes out of business you may still be paying on a debt you owe. Find out whether you must still pay the creditor or collection agency.

Continue reading "If A Company Goes Out of Business Do I Owe Debt to Collection Agency?"

Jan 20, 2020

Choose the right business credit card

If you are a small business owner, you'll want to make sure you use the right credit cards in your business. There are a number of advantages to considering small business credit cards as a source of short term funding and to earn rewards. This guide can help you choose the right one for your entrepreneurial endeavors.

Continue reading "Choose the right business credit card"

Jun 27, 2019

How to Cope With Old Medical Bills

Reporter Beth Pinsker reached out to me after she received a bill for a 4-year old dental bill! It's not the first time I've heard of old medical bills popping up. Here's what I suggested:

Continue reading "How to Cope With Old Medical Bills"

Jun 19, 2019

How to Remove Yourself as a Cosigner From a Loan

If you've cosigned a loan for someone you may have discovered the debt affects your credit--even if it's paid on time. And if it's not, you're in trouble. Can you get yourself taken off the loan? Here Susannah Snider from US News explains your options:

Continue reading "How to Remove Yourself as a Cosigner From a Loan"

Jun 10, 2019

How This Couple Stays Out of Debt

While in physical therapy for my broken hand, I learned my therapist also taught budgeting classes on the side! Brad and his wife Kimberly are committed to staying out of debt. I'm so honored to share their story. I hope it helps you too!

Continue reading "How This Couple Stays Out of Debt"

Jun 05, 2019

Will the 50/30/20 Budget Work For You?

In her book All Your Worth: The Ultimate Lifetime Money Plan, Elizabeth Warren popularized the 50/30/20 budget plan. Will it work for you? In this interview with Kiplinger reporter Pat Mertz Esswein we talk about this popular budget plan."

Continue reading "Will the 50/30/20 Budget Work For You?"

Mar 25, 2019

What You Should Know About Credit Before Age 25

What are some essentials that young people need to know about credit? Debt Collection Answers cofounder Gerri Detweiler recently shared her perspective in this article...

Continue reading "What You Should Know About Credit Before Age 25"

Sep 18, 2018

I loaned a friend $7000

I have some property of my friend's here at my home. Now I don't want to give it back because I loaned him $7000 in cash one year ago. Can I keep his property until he pays me back ?

Continue reading "I loaned a friend $7000"

Sep 06, 2018

Debt collectors calling me for girlfriend's ex

My phone is in my name. I live with my girlfriend for two years, a bill collector called today looking for her ex. How sis they know to call my number? Supposedly she hasn't talked to ex so he shouldn't have my number. Please help!

Continue reading "Debt collectors calling me for girlfriend's ex"

Apr 02, 2018

My son's medical bills are on my credit reports

I received 2 collection letters for my son with my name on them. He doesn't live with me. When I looked at my credit report they put the to bills for in collections under me...

Continue reading "My son's medical bills are on my credit reports"

Apr 01, 2018

Someone put my name on their credit application!

Years ago ago I started receiving phone calls from debt collectors and people looking for someone with the same last name as mine. They said there were civil complaints against her and she owed a lot of people money. It turns out this woman had listed me and my sister as her daughters on some paperwork and listed our phone numbers so that the collectors, etc would call US instead of her.

Continue reading "Someone put my name on their credit application!"

Dec 30, 2017

How Do I Find Which Debts Are In Collections?

I am looking to find out what debts I have in collections? Reply from We don't have a super simple answer for you but we do

Continue reading "How Do I Find Which Debts Are In Collections?"

Jul 05, 2017

Negative Information Will Fall Off Millions of Credit Reports

If you have a judgment or tax lien on your credit reports, you may be in for a pleasant surprise. Most judgments and half of tax liens are going to come off credit reports.

Continue reading "Negative Information Will Fall Off Millions of Credit Reports"

Dec 16, 2016

Repair Bad Credit with Collection Accounts

A Brilliant Way to Rebuild Bad Credit If You Have Collection Accounts

Continue reading "Repair Bad Credit with Collection Accounts"

Sep 16, 2016

I Helped My Late Father Save His Home. What Now?

My father let his home go into foreclosure and I paid to get it out of foreclosure. My father signed the deed over to me. I have been making the payments on the home for the last four yrs and have put several thousands of dollars into the home to get it back into living conditions. Now...

Continue reading "I Helped My Late Father Save His Home. What Now?"

Sep 16, 2016

Best rated cash advance cards for 2016

When you’re looking to pay down debt, one of the best things you can do is transfer your balance from a high-interest credit card to one that offers a temporary (the longer, the better) 0 percent introductory offer. This allows you to pay down your debt without tacking on additional interest fees.

Additionally, you can look for cards that have no balance transfer fees or that offer 0 percent on purchases for a period of time.

Continue reading "Best rated cash advance cards for 2016"

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2020 by Mary Reed and Gerri Detweiler.
All rights reserved. does not sell your personal information.
Read our Privacy Policy here