Debt Collection Blog

Our debt collection blog keeps you updated with new information about dealing with debt collectors, including updates to our free e-book Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights.

We also feature answers to debt collection questions from readers here.

Nov 01, 2020

Sending Someone to Collections Without Notice

Is sending someone to collections without notice even legal? Find out what to do if this happens to you

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Oct 26, 2020

Can They Place a Lien On My House for Credit Card Debt?

When can a credit card company place a lien on your house for credit card debts or other bills? Learn about your rights here.

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Oct 20, 2020

Tik Tok Mom's Medical Debt Advice

An Arm and a Leg podcast is a must-listen. It's entertaining and informative. A recent episode focused on the Tik Tok Mom who gives advice about dealing with medical debt collectors. And DebtCollectionAnswers.com got a shout out! Take a listen. (Keep in mind you can learn more about your rights dealing with debt collectors here at DebtCollectionAnswers.com.)

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Oct 12, 2020

Medical Bills Sent to Collections While Making Payments

Can medical bills be sent to collections while making payments? Learn what to do now!

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Sep 30, 2020

FTC Takes Action Against Collection Agencies

The FTC is cracking down on what it calls the "worst debt collection tactics" in Operation Corrupt Collector.

It has announced two new settlements and actions against:

National Landmark Logistics, LLC. Filed in federal court in South Carolina, the complaint alleges that National Landmark Logistics, four related companies, and three individuals took in more than $12 million through illegal debt collection practices – including pressuring consumers to pay debts they didn’t actually owe or that the defendants had no right to collect.

Absolute Financial Services, LLC. The FTC complaint charges that Absolute Financial Services, which operates in the Charlotte, North, Carolina area, collected more than $5.2 million from consumers, using National Landmark Logistics to place deceptive robocalls on their behalf.

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Sep 22, 2020

WAGE ATT 1

Does your paycheck list WAGE ATT 1 with money being taken out? Learn what you can do about wage garnishment here.

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Sep 12, 2020

Free Legal Advice Debt Collection

Do you need free legal advice debt collection harassment or other problems? Consumer advocates explain how to get the help you need affordably.

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Sep 10, 2020

Can I get my wages garnished without notice?

Can your wages be garnished without notice from your employer? And how do you stop wage garnishment? Find out what to do.

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Jun 10, 2020

What Debts Are Forgiven At Death

Find out whether credit cards and other debts forgiven after death. Don't let creditors pressure you to pay loved one's bills you don't owe!

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May 04, 2020

If A Company Goes Out of Business Do I Owe Debt to Collection Agency?

When a company goes out of business you may still be paying on a debt you owe. Find out whether you must still pay the creditor or collection agency.

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Jan 20, 2020

Choose the right business credit card

If you are a small business owner, you'll want to make sure you use the right credit cards in your business. There are a number of advantages to considering small business credit cards as a source of short term funding and to earn rewards. This guide can help you choose the right one for your entrepreneurial endeavors.

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Jun 27, 2019

How to Cope With Old Medical Bills

Reporter Beth Pinsker reached out to me after she received a bill for a 4-year old dental bill! It's not the first time I've heard of old medical bills popping up. Here's what I suggested:

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Jun 19, 2019

How to Remove Yourself as a Cosigner From a Loan

If you've cosigned a loan for someone you may have discovered the debt affects your credit--even if it's paid on time. And if it's not, you're in trouble. Can you get yourself taken off the loan? Here Susannah Snider from US News explains your options:

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Jun 10, 2019

How This Couple Stays Out of Debt

While in physical therapy for my broken hand, I learned my therapist also taught budgeting classes on the side! Brad and his wife Kimberly are committed to staying out of debt. I'm so honored to share their story. I hope it helps you too!

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Jun 05, 2019

Will the 50/30/20 Budget Work For You?

In her book All Your Worth: The Ultimate Lifetime Money Plan, Elizabeth Warren popularized the 50/30/20 budget plan. Will it work for you? In this interview with Kiplinger reporter Pat Mertz Esswein we talk about this popular budget plan."

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Mar 25, 2019

What You Should Know About Credit Before Age 25

What are some essentials that young people need to know about credit? Debt Collection Answers cofounder Gerri Detweiler recently shared her perspective in this article...

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Sep 18, 2018

I loaned a friend $7000

I have some property of my friend's here at my home. Now I don't want to give it back because I loaned him $7000 in cash one year ago. Can I keep his property until he pays me back ?

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Sep 06, 2018

Debt collectors calling me for girlfriend's ex

My phone is in my name. I live with my girlfriend for two years, a bill collector called today looking for her ex. How sis they know to call my number? Supposedly she hasn't talked to ex so he shouldn't have my number. Please help!

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Apr 02, 2018

My son's medical bills are on my credit reports

I received 2 collection letters for my son with my name on them. He doesn't live with me. When I looked at my credit report they put the to bills for in collections under me...

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Apr 01, 2018

Someone put my name on their credit application!

Years ago ago I started receiving phone calls from debt collectors and people looking for someone with the same last name as mine. They said there were civil complaints against her and she owed a lot of people money. It turns out this woman had listed me and my sister as her daughters on some paperwork and listed our phone numbers so that the collectors, etc would call US instead of her.

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